Compulsory liability insurance of boats and yachts in Croatia

Compulsory liability insurance of the owner or user of the motor boat from liability for damages caused to third parties

Yacht Insurance in Croatia

Yacht Insurance in Croatia.Under the law, this insurance shall be obliged to conclude the owner of the boat or yacht whose power and propulsion gear is greater than 15 kW, and that the regulations must be entered in the register of boats and yachts.

Sum insured is determined by the Law on Compulsory Insurance in traffic and is  3,500,000.00. kn about 460 000 €

Scope of coverage:

boat insurance coverage

  • Compulsory insurance is realized damages suffered by third parties due to bodily injury, damage to health or death (non-pecuniary damage)

boat insurance cost ,boat insurance rates  in Croatia

Compulsory liability insurance of boats and yachts in Croatia

Compulsory liability insurance of boats and yachts in Croatia cost

Hull insurance of boats and yachts

Scope of coverage:

  • Full CASCO (covering partial and total damage)
  • Only a complete loss (covering total damage such as sinking without the possibility of removal, destruction or disappearance of the vessel, where the costs of the rescue or repairs exceed the value of the vessel)

Insured risks and damage:

boat insurance coverage

  • Marine or accident
  • Natural disaster
  • Thunderstroke
  • sinking
  • capsize
  • grounding
  • Fire and explosion
  • burglary
  • The theft of the whole vessel
  • Collision or impact with any fixed or floating object
  • Malicious actions of third parties
  • Earthquake
  • volcanic eruption 

Supplementary insurance with motor hull insurance of boats , yachts and sailboat:

boat insurance coverage

  • Insurance transport vessels mainland
  • Boat insurance during the rental (charter)
  • Insurance risk of fraud or evasion of the vessel during the lease (charter)
  • Insurance loss of income during the lease (charter)
  • Insurance seizure of vessels during the lease (charter)

additional insurance

Voluntary insurance of liability of owners of boats and yachts

The insurance covers the legal outside the contractual responsibility of the vessel owner, and as a result of:

  • liability for damage caused by collision
  • liability for damage caused by stroke
  • Liability for Oil Pollution Damage
  • Liability for damage to swimmers
  • liability for passengers
  • and the cost of removing the wreck

Compulsory insurance of passengers in public transport against accidents (accidents)

Compulsory insurance of passengers in public transport are required to complete owners of vessels registered in the economic activity of passenger transport (including rent-charter).

The minimum legally prescribed limit is 40,000.00 for death and 80,000.00 for permanent disability.

Scope of coverage:

  • This insurance is valid during the stay of the vessel at sea, at port or in the immediate vicinity of the vessel when boarding or after disembarking.

Voluntary personal insurance against accidents (accidents)

This insurance can conclude owners of vessels for all persons on board (skipper crew members and passengers).